Archive for September, 2010

Lastest Banking News

September 28th, 2010

Banking Commission to Examine Separating Investment, Commercial Activities
The U.K. government’s commission on banking said it will consider options including forcing lenders to separate their commercial and investment banking divisions.
Read more on Bloomberg

Banking inquiry will consider break-up issue
The Government inquiry into banking reforms will consider breaking up Britain’s largest high street banks to increase competition, it was confirmed today.
Read more on Independent

Banking sector recovers as wider economy stalls
Research by CBI and PwC suggests banks are back to pre-crisis growth and profitability.
Read more on The New Statesman

Flower Mound Texas Fee-Only Financial Planner Steve Blankenship, CFP, Highlighted by Financial Planning Magazine

September 28th, 2010

(PRWEB) November 14, 2005

Steve Blankenship, CFP®, a nationally recognized financial planner, is conveniently located in the heart of the DFW Metroplex. Located in historic Grapevine, Texas, Steve’s firm, Heritage Financial Planning, offers fee-only financial planning to people from all walks of life.

Steve has been named “One of the Best Financial Planners in Dallas/Fort Worth” by D Magazine and has been featured on the cover of Financial Planning Magazine. Steve has been sought out by local and national media on numerous occasions and has appeared in The Dallas Morning News, Fort Worth Star-Telegram, Kiplinger Personal Finance and BusinessWeek among others. Steve has also served as a technical advisor for Money Magazine on multiple occasions.

Steve was recently highlighted by Financial Planning Magazine as one of three financial advisors from across the country that represents the “Next Generation of Advisers.” A graduate of Baylor University, Steve is among a small but growing number of advisers that actually earned a college degree in financial planning.

Steve is a Member of The Garrett Planning Network, Inc., the nation’s largest organization of hourly as-needed financial planners. He is also a member of NAPFA, the largest organization of professionals dedicated to championing fee-only financial planning. He can be reached at (817) 410-5725.

For more information, visit www.HeritageFinancialPlanning.com

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when does a server get their credit card tips?

September 27th, 2010

Question by Kathy: when does a server get their credit card tips?
i work at a restaurant as a server and alot of ppl pay with credit cards and leave me tip on them,, at the end of the day i have to give them to my manager. I been working for a couple of days and haven’t gotten my tips for credit card. when do they give them to you?

Best answer:

Answer by John C
They’ll be on your paycheck.

Know better? Leave your own answer in the comments!

Fischer Raises Israel Benchmark Rate on Housing Costs

September 27th, 2010

Fischer Raises Israel Benchmark Rate on Housing Costs
The Bank of Israel raised its benchmark interest rate for a sixth time since the global economy began to recover as housing costs surged and growth accelerated.
Read more on BusinessWeek

Report: Excessive Risk Taking, Regulatory Lapses Led To Nonprime Mortgage Lending Boom
A so-called “glut” of easy money in the housing market led to an explosion in demand and a “staggering” amount of risk-taking in the lead-up to the financial collapse of 2008, according to a report from the Cambridge-based Harvard University’s Joint Center for Housing Studies.
Read more on Banker & Tradesman

Housing market shows glimmer of hope

September 27th, 2010

Housing market shows glimmer of hope
Why the new housing numbers likely aren’t a fluke, but a sign of the start of a housing comeback
Read more on CNN Money

Carlyle seals debut JV in UK student property sector
The Carlyle Group is stepping up its drive into Europe’s fast-growing student housing sector after forming its first UK development joint venture with a special focus on London’s under-supplied market.
Read more on Reuters via Yahoo! UK & Ireland News

Bargains abound in Muskegon’s housing market, but beg for renovations
At least 200 properties in the city of Muskegon are listed for less than $ 20,000
Read more on The Muskegon Chronicle

China allows banks to sell loans on interbank market, in first for nation’s debt market

September 27th, 2010

China allows banks to sell loans on interbank market, in first for nation’s debt market
Twenty-one Chinese banks have agreed to buy and sell loans on the country’s interbank market, in a first for the nation’s debt market, China’s central bank said Saturday.
Read more on People’s Daily

Central Banks No Longer Selling Gold (Duh Factor: 10/10)
Something funny (and quite revolutionary) happened during the CBGA’s ( Central Bank Gold Agreement ) year ending this Sunday – the group of 15 signatory banks sold a mere 6.2 tonnes of gold, a massive 96% decline from the year earlier , according to provisional data.This means that unlike in the past, when it was central banker prerogative #1 to sell some gold and every year just to keep all the …
Read more on Zero Hedge

Foreign banks lower lending, workforce in India in ’09-10
Foreign banks lower lending, workforce in India in ’09-10Foreign banks lower lending, workforce in India in ’09-10
Read more on The Economic Times

Cooper Financial Services Announces Advanced Life Insurance Portal For Florida Consumers – Creates “Cooper Financial Quicklife”

September 27th, 2010


Christine B. Cooper, President of Cooper Financial Services


Lakes, FL (PRWEB) May 24, 2010

Land O’ Cooper Financial announced today the rollout of Cooper Financial Quicklife, a new, advanced web portal for easy quoting, applying, and processing of term life insurance policies for Florida consumers. The announcement was made by Ms. Christine B. Cooper, President of Cooper Financial Services, at the headquarters of Cooper Financial in Land O’Lakes, Florida.

Under an agreement with the Quick Life Center, Cooper Financial has deployed Quick Life’s unique processing platform giving Cooper Financial clients and prospective clients access to the best term life insurance buying service in the country. The services available through this portal include consultation and education about life insurance, a quick health and lifestyle profile and an analysis of what the market has to offer. Through the process the customer will end up with the lowest rate and highest quality policy available. All back end systems and support are in place to ensure that life insurance policies initiated by individuals themselves online or by Cooper Financial are properly quoted, processed and delivered in a timely manner and at competitive prices. The service is available immediately.

“We often think of life insurance as part of a sophisticated financial or retirement planning strategy,” says Cooper. “But, sometimes, it is just life insurance, and people know when they need it.” Cooper says that when people are on a limited budget and have just added a member to their family, or have just taken out a big loan like a home mortgage, or have started a business, they have a good idea of the protective role played by life insurance. At these times, the best answer is often simple term life insurance. “Besides,” says Cooper, “people today are used to comparison shopping online. Now, they can either go to our company website or use Cooper Financial Quicklife to educate themselves, comparison shop, and then if they are not comfortable buying online, they can still come to us for further consultation and assistance.”    Cooper says that her company has always worked hard to provide the most advanced financial products and services for her clients. “These are tough economic times,” says Cooper, “so we are pleased to be able to make this cutting edge technology available to our clients and all Florida consumers so that when they know they need insurance, they also know they are spending their money wisely.”

Chris Cooper owns and operates Cooper Financial Services, an independent financial services practice with offices in Land O’Lakes. Recently named Tampa Bay’s Woman of the Year in Financial Services, she has been helping people with their insurance, investment, retirement, and financial planning needs in the Tampa Bay area for 17 years. Further information is available from the Cooper Financial website or the Cooper Financial media contact.

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How do we report an unpaid civil judgement to the credit bureau?

September 26th, 2010

Question by ahisch: How do we report an unpaid civil judgement to the credit bureau?
We were awarded a civil judgement signed by a judge and filed with our local courts in Jackson County MO for $ 100,000. The defendant never paid this amount and we would like for this to show up on his credit report. I have been told unpaid civil judgements can be included in the personal section of a credit report but I am unable to find out how to get the credit bureaus to acknowledge this judgement and show it on his credit report. Can anyone tell me how to get this debt on his credit report?

Best answer:

Answer by crazyjester9
The credit bureaus routinely check these public records, so they will likely find it, if they haven’t already.

Add your own answer in the comments!

Buyer’s housing market leaves room for hurdles

September 26th, 2010

Buyer’s housing market leaves room for hurdles
Economists have grown less bearish about home prices this year but Colorado Springs, like much of the rest of the nation, remains a buyer’s market. So, what it’s like to shop for a house today? Deals are plentiful, to be sure. But it’s not what you’d expect. Buyers today need plenty of patience, a willingness to compromise [...]
Read more on Colorado Springs Business Journal

COMING IN THIS WEEK’S LAS VEGAS BUSINESS PRESS
HOME HEARTACHE: The local housing market continues to struggle and data suggest an upturn remains far off. Las Vegas still leads the U.S. in foreclosures and ranks second in mortgage delinquency. And an estimated 80 percent of local homeowners with a mortgage are “underwater,” owing more than their homes are worth.
Read more on Las Vegas Review-Journal

Experts: Slow rebound for housing market
Recovery of the region’s housing market will continue to be slow – stretching well into 2012, but some Greater Cincinnati and Northern Kentucky neighborhoods will rebound more quickly.
Read more on The Cincinnati Enquirer

Lastest Housing Market News

September 26th, 2010

First-time home buyers find their special place even in tough times
Despite bleak housing reports and Las Vegas leading the nation in foreclosures, many valley real estate agents would say this is definitely a buyer’s market.
Read more on Las Vegas Review-Journal

Market ends string of losses, eyes 4th week of gains
Stocks climbed in a broad advance on Friday, on track for four consecutive weeks of gains as traders revived an atypical September rally after three days of losses.
Read more on Reuters via Yahoo! News