Q&A: Credit card?

January 16th, 2012

Question by Rita N: Credit card?
What are the differences between credit cards?

Laser card?
Debit card?
Mastercard? which three is useable online like paypal.?
what type of credit card are types that I can use with paypal?

Best answer:

Answer by mister ed
debit card is tied to your checking account — mastercard is a credit card that has limits and charges interest — all can be used with pay pal!!!

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What are your Credit Tips ?

January 15th, 2012

Question by Ginger: What are your Credit Tips ?
I’ve had established credit for a good number of years now, and over the years I’ve learned things I wish I had known in the beginning. To make this a question, and to be able to share it with this new younger credit generation, what are your positive credit (credit cards, savings, etc.) tips that you have found that have worked for you to keep debt down, and keep a good credit score ?? I’ll name a couple and everyone else please add on so we can help new ones to this crazy credit card game.
don’t open too many cards at once.

Watch getting those Department store credit cards, as their interest rates are generally VERY high.

Best answer:

Answer by RubberSoul_61
Always pay more than the minimum payment.

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Q&A: Credit Card?

January 14th, 2012

Question by Who me?: Credit Card?
I have 3 credit cards ( 2 are paid off) and I am paying on one card at this time. When I pay this card monthly, it appears that I cannot see a difference in the balance. A friend told me that if my minimum payment is $ 20.00 and I send $ 40.00 let the company know that the extra $ 20.00 goes to principal. Is it true if I pay on the principal that I will see a difference in the balance owe? Thanks.

Best answer:

Answer by mauihillside
Your friend is 100% correct….when sending extra payments for a mortgage.

I Would advise calling you creditor directly to insure the receipt and proper register of your additional payments.

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credit card?

January 13th, 2012

Question by kai.xuan: credit card?
I want to sell my clothes but i do not have any credit card.what should i do?

Best answer:

Answer by grand master
get 1

What do you think? Answer below!

Any tips on how to finance startup cost for small business with no money down but excellent credit?

January 12th, 2012

Question by jmb563: Any tips on how to finance startup cost for small business with no money down but excellent credit?
We are going to sell autos on eBay motors and off our lot, auto detailing and repairs. We have been to a couple of local banks and just don’t quite seem to fit their criteria. We’ve always been self employed in some form so our tax returns are pathetic. We don’t have any money to put into the business which, well, that’s why we need financing. Am I to believe that a business can’t be started unless you have thousands of your own money to put into it? SBA apparantly requires 25% of the loan amount to be available from us as cash. If I had that money, I probably wouldn’t need much of a loan. Anyway, I’m a bit frustrated because we’re not fitting into the commercial lending ‘box’. We are talented intelligent people with excellent credit but short on cash. Any ideas?

Best answer:

Answer by GEE-GEE
You can try Bank of America or a local credit union. They will give you basically a credit card with a limit up to $ 100,000.

www.bofa.com

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Q&A: How much financial aid will I get for out of state?

January 11th, 2012

Question by EMMA: How much financial aid will I get for out of state?
My EFC is 0. I am planning on attending University at Buffalo SUNY for the fall 2011. How much financial aid can I expect? I’ve always had to pay for my college books.

Best answer:

Answer by Gaara’s
That depends on the school. To my understanding, that school is a public school, which means they are tun by the state. With the conditions of the economy, state schools do not have that much money to give their students who need it.= so don’t expect much. If it is a private school with a large endowment than you can expect a lot.

If you don’t understand, look at the other questions I answered recently where I explain this in depth or email thru Y! answers profile.

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Q&A: credit help?

January 10th, 2012

Question by runninglate: credit help?
when trying to buy a car and thay run a credit ck and then it gets sent to 40? diferent outhers and you only gave them permission to
run it once how can you get that off your credit report and is that legal? the bigest thang on my report ia a new car i turned in my self and showes up as a involateary repo this happen may of 05?

Best answer:

Answer by G.M.
6 more years and it will be off your credit report. Unless they try to make you pay something on it. If you do make anymore payments on it, then that starts the 7 year cycle over again.

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Q&A: Credit Report?

January 9th, 2012

Question by Dee Dee: Credit Report?
I have negative accounts on my credit report that have already been resolved. Does anyone know a “for sure” way to remove them permanently without having to wait for 7 years to go bye??

Best answer:

Answer by Credit Expert
Hopefully you have a letter from the creditors showing they are resolved. If not get them. Pull all 3 credit reports, and dispute each item on all 3 reports that you say are resolved. If the bureau does not take them off fax the letters to the bureaus.

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Credit report?

January 8th, 2012

Question by moejoefree7: Credit report?
How can you check your credit report if you dont have a credit card for online services and how much will it cost? what is the best way to get your credit report and score?

Best answer:

Answer by N2jazz
There are 3 main credit reporting agencies, Experian, Equifax, and Transunion. You are eligible for one free credit report per year or if you are denied credit for anything, you can get a free one then too.

You can do this through their websites, or give them a call and tell them you want to get your free credit report. You should not have to pay anything or input a credit card number. There are services out there that will pull your report and sell it to you if you want to pay them, but I would suggest you just get it for free and pocket the money instead.

Hope this helps! :-)

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credit card?

January 7th, 2012

Question by nystilessd: credit card?
I have bad credit and i tried to apply in 3 diferent places so i can get a credit card and pay my debt but they denie me because my credit,.I want to get a credit card where i dont have to put money down first..do anybody knows where to apply and get a credit card easy??????I need one ASAP

Best answer:

Answer by Paul B
credit cards are the devil… leave them alone you horrible creature of the night or else you will go in debt… pay cash all the way homey giznizzz

holla atcha boi biznitch

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