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Question by Bug: How should I begin to write a business plan for a credit company?
It’s an assignment for a class, and I need some assistance in how to start it out.
I would like to it be an LLC and have affordable hourly rate services for our customers.
The company will help people in post-bankruptcy counseling and coach the people back to financial health by giving them strategies and advice for the future.
The company will also provide a service to the human resource departments of companies and coach employees encountering financial difficulties. (this service will be contracted and billed directly to their employer)

Also, this company will contact the local newspaper and volunteer a monthly column on credit tips ~ this would help educate the people and promote his business.

Any advice and or other ideas would be GREATLY appreciated!

Thank you!

Best answer:

Answer by Fred
How to Write a Business Plan

This web page offers a tutorial on how to write a business plan. Follow these detailed instructions to produce a professional quality business plan that will attract investors, qualify for loans, or guide your operations.

Writing a business plan is a good way to solidify your thinking. By the time your document is complete, your objectives and strategies will become specific and concrete. The process of writing the document will force you to carefully review all the risks and rewards before you launch. The finished business plan will convince others of your potential and guide your team as you implement the plan.

Click on any topic in the outline to see a detailed explanation of what is required and a sample of that topic. The Sample topics were provided from the business plan of CitiLoc, Inc., a web service corporation that provides a forum for cities to communicate effectively with corporations looking for potential expansion sites.

http://planwrite.com/

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Question by : What is a good credit repair company?
I am aware that I can do this myself but I don’t have time to do it myself. Can anyone refer me to a good legit credit repair service. This question is ONLY for people who have used a credit repair service so please don’t answer if you haven’t used one. I don’t have any bankrupt or liens or anything that serious, but I do have a lot of collection, late payments, 1 charge off, and 1 repossession and a lot of inquires.

Best answer:

Answer by hannelore
if you are looking for the best credit repair site, check out this site

http://best-credit-repair-service.com/

Here you can improve your credit score rating and reduce your debt with the help of an expert.

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Question by kapulit2003: How well does the credit repair company work? Does any body have any good/bad experience with their services?
There’s so many credit repair co. out there and I don’t know which have a good credentials or does it really work like they advertised?

Best answer:

Answer by djuanab
Don’t do it!!!!

It is cheaper to dispute with letters. There are alot of sample dispute letters online. Send all your letters certified and in total you might spend less than 100 bucks. Good Luck

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Question by Teresa H: Financial Aid?
im on financial aid for college, and im on 14 credit hours 12 hours is fulltime. i decided to withdrawl from my biology class. just becuz i took my 3rd exam and knew that i did awful and it would ruin my chance of a good gpa. so i didnt plan on dropping until the last minute. so i went from fulltime to 3/4 time. i thought that i would only have to pay for the class that i dropped but they sent me a bill today for 1000$ i dropped two days ago(15th) and on monday im going to call the financial aid office. but whats going to happen? whats going to happen will i have to pay for all my classes or just for the one that i dropped?

Best answer:

Answer by sunshine23511
its hard to say, but you may have to pay back your financial aid. Especially, if there was stipulations on it.

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Question by Dee: Credit help!?
Is there a certain in the month to pull credit for higher scores? I have noticed that my scores drop around the 1st and the 15th of the month. If anyone knows, please let me know. Thanks

Best answer:

Answer by anifak
This is interesting. Try pulling your scores at the end of the month, 10 days after paying your credit card bill(s) and not having charged your cards, your score should theoretically be higher.

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Question by just LAURA for now: I really need to improve my credit score as quickly as I can, any tips?
I know it won’t happen overnight, but any tricks to get something done as soon as possible would be helpful. Please do not send me any links to buy the e-book How To Improve Your Credit Score in 24 Hours

Best answer:

Answer by birdsflies
Pay your bills on time.

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Question by Eric R: What are some good tips to use toward improving your credit while purchasing a house?

Best answer:

Answer by dirtee diamondz
open credit cards

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Question by Heidi: Credit help????????
I do not have any credit cards. I’m wanting to open a credit at Kohl’s. Do they charge interest?? Do you just pay what you would normaly pay with cash?? Can you please explain how this works. Thank you!!!

Best answer:

Answer by mister_galager
When you make a purchase, you would hand them the card, just like you would if you are using cash. And yes, they charge interest on any outstanding balances.

If you get the card and use it, pay it off in full when the bill comes in. By doing this you are not only developing credit, but you will be avoiding the interest charges.

If you do not pay it in full and only pay partial or the minimum, then you will start paying interest on the outstanding balance.

What do you think? Answer below!

Question by LAL: Credit card?
If a lender or credit card issuer wants to get information about your credit history, they will very liklely contact a?

Best answer:

Answer by lillardlane
there are three major credit bureau’s in the United States Equifax, Trans Union, and some other one, They request a file from one of these three or get all three.

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Question by L*star*: Credit report?
Does anyone know how I can see me credit report without paying or having to use my credit card? If you go on free credit report.com you can’t continue without giving them your cc #. Any suggestions? Thanks

Best answer:

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