Posts Tagged ‘Agency’

Is All houston solutions a good credit repair agency?

April 22nd, 2011

Question by oLd5cho0L: Is All houston solutions a good credit repair agency?
I need help with credit repair. I have tried it on my own but have not been able to do it. I have been told these guys are really good. Just wanted to know if there is anyone else who has used them. Thanks.

Best answer:

Answer by RandomThoughts
To the best of my knowledge, there are no GOOD credit repair agencies. They cannot do anything that you cannot do totally on your own, and you will usually pay big money to them. Read up on how to fix your ccredit, then follow through. But remember, legitimate negative items on your credit report cannot be removed by any so-called repair agency. I would suggest avoiding any – and all of them.

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Jeff Clemons Takes Helm of MassMutual?s Nevada Agency

April 13th, 2011

Jeff Clemons Takes Helm of MassMutual’s Nevada Agency











Jeff Clemons


Las Vegas, NV (Vocus/PRWEB) April 11, 2011

Jeff Clemons has taken the reigns of the Nevada general agency for the Massachusetts Mutual Life Insurance Company (MassMutual). A financial services industry veteran who worked for Northwestern Mutual for the past two decades, Clemons moved to MassMutual to build his own agency and create a greater impact in Nevada, a state challenged by unemployment and a sputtering economy.

Among his first order of business, job creation.

Clemons and MassMutual will fill 47 financial services positions in the agency over the next three years.

“I like to build things and this is an opportunity to build something of importance for Nevada. The people of Nevada have been hit especially hard in this economic downturn. We lead the nation in many unpleasant categories. My office is going to help impact our community’s financial security by offering education to the public and career opportunities in financial services,” he said.

“Jeff brings incredible knowledge and experience to our office. He also has the passion and drive to help people in the Las Vegas area succeed as they build their financial plans,” said John Vaccaro, Senior Vice President of Sales & Distribution for MassMutual.

Mr. Clemons always had a knack for making his income grow even when he was just a boy growing up raking leaves and selling candy in Saginaw, MI.

“I was always generating revenue from as far back as I can remember,” he said.

Clemons, who grew up with modest means in the former automotive town, says his upbringing as the oldest of three with a single mom, has given him the deep insight and drive necessary to help Nevada residents turn their fiscal health around.

Clemons’ own story is a playbook in perseverance.

“My mom was determined and hardworking. She did not make a lot of money but she managed with three kids. She was frugal and she taught me how to manage resources well,” he said.

As a child, Clemons was an early leader, getting his siblings ready for breakfast and starting his mother’s car for her in the winter before she left to her job cleaning the local hospital. He dreamed of leaving Saginaw and starting out on his own. Clemons joined the U. S. Air Force at 18 and was stationed in Germany and later Las Vegas. After his service was complete, Clemons pursued his dream for a degree in managerial finance at the University of Nevada, Las Vegas.

Clemons sees the parallels of his success with many client stories he has come across in Nevada over the years.

The one constant to prosperity is planning, he said.

“The power of planning can change the economic state of a community. You can create your own future by having a path and the discipline to stick to it,” he said. “Las Vegas will come back and we will be better having gone through this recession. MassMutual wants to be out in front helping people make smart financial decisions. We will help raise the economic well being of this community one client at a time.”

About MassMutual

Founded in 1851, MassMutual is a leading mutual life insurance company that is run for the benefit of its members and participating policyholders. The company has a long history of financial strength and strong performance, and although dividends are not guaranteed, MassMutual has paid dividends to eligible participating policyholders every year since the 1860s. With whole life insurance as its foundation, MassMutual provides products to help meet the financial needs of clients, such as life insurance, disability income insurance, long term care insurance, retirement/401(k) plan services, and annuities. In addition, the company’s strong and growing network of financial professionals helps clients make good financial decisions for the long-term.

MassMutual Financial Group is a marketing name for Massachusetts Mutual Life Insurance Company (MassMutual) and its affiliated companies and sales representatives. MassMutual is headquartered in Springfield, Massachusetts and its major affiliates include: Babson Capital Management LLC; Baring Asset Management Limited; Cornerstone Real Estate Advisers LLC; The First Mercantile Trust Company; MassMutual International LLC; MML Investors Services, LLC, member FINRA and SIPC; OppenheimerFunds, Inc.; and The MassMutual Trust Company, FSB.

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Does it make sense to pay $1200 to a credit repair agency for a credit score of 446?

April 9th, 2011

Question by s a: Does it make sense to pay 00 to a credit repair agency for a credit score of 446?
I want to buy my home but my credit score is 446 so I have been referred to a credit repair agency for help. But because I have so many outstanding debts, some very old & some new, the estimated price for their service is $ 1200. Yes, I have tried this process on my own but it takes too long, Should I just go ahead & pay for their service so I can buy my home?

Best answer:

Answer by falsi fiable
Nope.

Credit repair is a scam. You cannot remove accurate information from your credit file. You can challenge incorrect information.

Here’s what credit repair companies promise: their computers will send automated challenges for every negative item on your file and if the credit bureaus do not respond within the appropriate time frame, those negative items have to come off by law.

Here’s why it fails: the credit bureaus have even better computers to respond to trivial automated complaints.

In the end, you wind up paying hundreds of dollars and get nothing in return.

If you have inaccurate items on your credit file, you can challenge those yourself for FREE.

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Is there really a good credit repair agency ?

January 28th, 2011

Question by ohburr1: Is there really a good credit repair agency ?
I am trying to find a good credit repair agency. I want one who states upfront what they do and does what they say. I have some credit issues and will like to get as much help as I can to clean them up over the next two to six months.

Best answer:

Answer by Jeffrey
Do it yourself and use the money you would have wasted on them to pay down your debts. It really is not that hard to do it yourself.

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Which credit reporting agency is best for the credit report?

October 11th, 2010

Question by Digz: Which credit reporting agency is best for the credit report?
I know that i can get my free credit report once a year, but there are like 3 reporting agencies to chose from. Which of those agencies is most accurate, and gives out the most info? I want one, to show all the negatives thing i might have in order for me to fix them, if there are any.

Best answer:

Answer by mysery0125
http://www.myfico.com

This is the most used for scores.
As far as the big three, you need to get one from each. Each can contain something different. Creditors are contracted out to these agencies. Sometimes they are not contracted to all three. They might report to one but not the other two. ALWAYS CHECK ALL 3 REPORTS!!!!!

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Q&A: Do credit repair services work? Which is the best agency to go through?

September 10th, 2010

Question by Oline: Do credit repair services work? Which is the best agency to go through?
I have paid for alllllll of my old collection accounts and I’m just waiting for them to drop off of my credit reports. I’ve been looking into credit repair service on line and wondering if they can actually help. All of the items on my reports are actually MINE and I did actually owe them, but they are all FINALLY paid off. Is there any hope to get them removed quickly?

Best answer:

Answer by d3
From what I have read about them, they can help. They however do not have the ability to do anything that you cannot own your own. All they can do is ask for things to be removed for you, but they cannot force them to remove anything from your report that has been legitimately reported. Basically you would be paying to have someone send letters for you and you can probably find templates for the letter free online.

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