Question by jeremy j: Best Steps to start with a credit repair business?
What are the best ways to start a credit repair business?
Best answer:
Answer by P G
I worked in the lending business.
That’s a misnomer!
There is no such thing as “credit repair” or “fixing credit”!
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Question by J.Smith: What credit card is the best one to apply for?
I’m a college student looking to apply for a credit card. I will like a credit card that will give me the best, highest, limit, and that has a lot of good rewards. I know I will not be able to get both, but I will like to know what credit card is the best for a college student.
Best answer:
Answer by Alison
Don’t get a credit card unless you can pay the balance off every month. Credit cards charge high rates of interest so you are paying money in interest which buys you absolutely nothing….which is such a waste. The limit depends on credit scoring and usually you start off with a very low limit so they can see if you can handle it – if you don’t pay any money back you will soon find yourself in trouble, and it will be much harder to borrow in future. When I was a student my limit was initially £250, it is now over £8000, but I never spend on it unless I can pay it off – otherwise you needlessly fritter your money away. Please don’t get into something you cannot afford – boring I know, but being sensible has meant I am now able to have a lot more than my friends in terms of house, and other goods…..please don’t learn the lesson the hard way.
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Question by maeganana: What is the best credit card to start with for someone who has little to no credit?
The only credit type thing I have is my cell phone. And I want a credit card to help establish my credit, but I don’t want to apply for a bunch and be getting denied.
Best answer:
Answer by Reena
Your cell phone contract does not show up on your credit report at all.
They may have checked your credit to see whether you have a high enough credit score to qualify for the cell phone plan but it is not a line of credit that is recorded on your credit report.
The best way to get a good deal on a credit card is to talk to your bank. They can evaluate you better since you have checking (and hopefully well maintained savings) accounts with them.
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Question by Ho Lee: what is the best company out there in California, for credit repair?
From a personal experience; did you use any of the Credit repair companies out there? and how satisfied you were? Please reply with their contact information, and your personal rating on the service provided.
Best answer:
Answer by knowitall
No credit repair is good because there is not such thing. Use only a member of www.nfcc.org. The others are rip offs.
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Question by Linni_Tinni: what is the best credit repair program?
my credit isn’t terrible but i was behind on bills for a couple of years. what is the best credit repair program or way to repair credit?
Best answer:
Answer by StephenWeinstein
The best credit repair program is none. If you get a credit repair program, then your credit will stay the way it is or get worse. The only way that your credit can be improved is without a credit repair program.
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Question by wilber: what is the best way to pay your credit cards to maximize your credit score?
Is it better to pay off your credit card statement in full each month or should you leave a small balance each month, like $ 5? I’ve heard conflicting things. For example, paying each bill in full is better for your credit score versus leaving a $ 5 dollar balance. I’ve heard leaving a (small) balance is supposed to show that you know how to pay off a debt and help your credit score even more. I don’t know what to believe. Your thoughts?
Best answer:
Answer by tonytumasone
i am a loan officer and I am positive that leaving any balance at all is no good. i consistently deal with all 3 credit agencies. Paying off your balance in full each month is best for your credit. Also, spreading balances out amongst say…2-3 credit cards is better than having all your debt on one card.
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Question by araliaceae: What is the best credit card to open for establishing credit?
I’m a college student and have no established credit. I’ve had a debit card for about 6 years, but I’d like to open a credit card to start building credit. I’ve researched MTV and Citi bank Visas, Discover, and American Express, but am still not sure what the best option would be. I plan to use my card sparingly and pay it immediately from my debit account.
Best answer:
Answer by SOWHAT
You don’t have to have a credit card to establish credit and paying a credit card off every month doesn’t establish credit. They want to see you can make regular payments over a period of time without being late! You can purchase a car or other item and make payments on it and it will establish your credit. You have to be so careful with a credit card, they are out to get you and get as much money out of you as they can! So if you do decide to get one, read the fine print and follow every rule or you can have yourself a bunch of big problems before you can ever get the credit established!
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Question by Miss.Understanding: What credit card companies have the best customer service?
Once I get rid of the others I have, I want to just keep one credit card on hand for security and/or neccesity.
What’s a good credit to have with a company that is not known for being terrible its customers?
Thanks 
Best answer:
Answer by Brie2200
I’ve had a great experience with AMEX!!!
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Question by gatis b: What university offer best financial aid for international students?
I am from Latvia and i think about studying 2011/2012 school year in USA. I would like to know witch University, college offer best financial aid for international students.
Best answer:
Answer by Rendra
i try to write the answers your problem in my blog http://www.mystructuredsettlement.co.cc you can see any problem in my blog.
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Question by big dawg26: What is the best credit card on the market to transfer another credit card balence?
My wife and I have a couple of credit cards and we would like transfer the balance of those cards to a card that has no interest for the first 12 or 15 months. Is there anything like that available?
Best answer:
Answer by spec1235
If you have great credit, try someone like Discover or American Express. Even Citi cards have good intro rates.
Chase does too, but I’ve heard things about them going up on you without reason.
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