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Question by I Wanna: does anyone know any good credit repair services?
i have really bad credit and i wanna fix my credit.i cannot get a cell phone with my bad credit or a loan.so does anyone know any good and low cost credit repair services.plz answer my question.

Best answer:

Answer by **BOSS**
What you need to do is work on paying off your debts, and making sure you pay your bills on time. That is the only way to repair your credit. Most of the companies that say they can reduce what you owe, etc… just completely ruin your credit, so you might owe them less, but your credit is trash. Unfortunately it cannot be done overnight, and it will take a while before your credit is completely repaired. You should be able to get a cell phone, but you might be required to give the carrier a deposit. So pay your bills on time, pay off your debts. If you have credit cards, pay them off, or transfer the balance to a card with a really low interest rate, but do not close the cc accounts if they have a balance.

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Question by smartkid37138: How Can You Report Good Credit For Someone Who Borrowed From You and Paid Back In Timely Manner?
If you loan someone money and they pay you back as they should, in payment installments mutually agreed on, how do you go about putting that in their credit report as good credit?

Best answer:

Answer by Dave C
Unless you are a company, you probable can’t. You can a letter to the three credit reporting agencies: Equifax, Experian, & Transunion. Their addrress are: Experian, PO Box 2002, Allen, Tx 75013 Transunion PO Box 4000, Chester, PA 19016, and
Equifax PO Box 740241, Atlanta, Georgia 30374.

Good luck.

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Question by bobby D: What are some good private companies that offer financial aid for students?
I needed financial aid and i already got as much as i can from the federal government and i need a bit more. What are some good private companies that offer financial aid for students?

Best answer:

Answer by ternazf
Sallie mae

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Question by MBA Grad Student: Does anyone know of a real good credit repair agency?
I need help repairing my credit. Does anyone have any experience with a reliable and effective service?

Best answer:

Answer by Granny
They can’t do anything you can’t do yourself, and they are expensive.

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Question by So_boushey_but_cool: 20 good credit repair companies that does trade line and remove inquries?
looking for good cerdit repair company to fix my credit within a weeks time or 30/31+ days…. and good ones?

Best answer:

Answer by SmartA$ $
The only legal way to repair your credit is to start making good choices and let your previous bad choices get further behind you.

If an item is false, you can ask the credit agencies to verify or remove the item, but you can’t do this with bad items that are reported correctly.

Any company that offers to repair your credit is either scamming you, engaging in illegal activity or both. If you are caught doing something illegal with a credit repair company, you will be in just as much trouble as they will be.

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Question by Kyle G: I have no credit and I want some ideas about good ways to start it without using a credit card.?
I don’t trust myself with a credit card and I want to establish my credit. What is the best way to start my credit without the help of a credit card?

Best answer:

Answer by aeaglenfitch
apply for a small loan, youll have a high intrest rate but as your credit gets better it will go down

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Question by colin r: Could anyone tell me any good resource for credit repair business?
I want to start a credit repair business and need to know the resources that can help me to get started.

Best answer:

Answer by jtheloanguy
Start by learning the business and the way things work with the credit bureaus. You can get business by referrals such as family, friends, car dealerships, mortgage professionals etc. Don’t expect business to fall on your lap! GO GET IT!

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Question by dominiquegilmer04: When creating website for credit repair, should I also have an office or is work from home a good starter?
Is it possible to provide credit repair services to individuals without having an office enviornment to invite potential applicants to?

Best answer:

Answer by vg55 v
I would start working from home to get a client base first. Once you are making money, look at office space.

I hope you know about www.creditboards.com

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Question by *♥♫B♫♥*: Tips for a beginner to establish good credit?
I’d appreciate any help or advice on how to establish a good line of credit in a reasonable amount of time.

Best answer:

Answer by Sigh Co
Start with a department store or gas station credit card. Pay it off IN FULL and ON TIME. That’s the best way to start.

Give about six months to build up a good credit report before you move onto the next credit card or whatever you’re thinking of.

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Question by Monika P: Can anyone suggest a good credit repair agency?
I need to repair my credit but honestly do not have the time to do this myself. Has anyone ever used an agency that acutally worked and if so how long did it take?

Best answer:

Answer by shaiinfomed
I used to do credit repair and sometimes still do for my friends. You should take a look at NOLO LAW they tell you how to repair your credit without those expensive agencies beside they will only hurt you credit more. Be careful. Email me if you need more information.

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