NetCreditLine.com Daily Credit Line News

Question by Will T: What’s a good online resource for tips on building credit and saving money with a low income?

Best answer:

Answer by Jerry T
Spend less than you make.

Pay your bills on time.

Increase your income.

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Question by jmb563: Any tips on how to finance startup cost for small business with no money down but excellent credit?
We are going to sell autos on eBay motors and off our lot, auto detailing and repairs. We have been to a couple of local banks and just don’t quite seem to fit their criteria. We’ve always been self employed in some form so our tax returns are pathetic. We don’t have any money to put into the business which, well, that’s why we need financing. Am I to believe that a business can’t be started unless you have thousands of your own money to put into it? SBA apparantly requires 25% of the loan amount to be available from us as cash. If I had that money, I probably wouldn’t need much of a loan. Anyway, I’m a bit frustrated because we’re not fitting into the commercial lending ‘box’. We are talented intelligent people with excellent credit but short on cash. Any ideas?

Best answer:

Answer by GEE-GEE
You can try Bank of America or a local credit union. They will give you basically a credit card with a limit up to $ 100,000.

www.bofa.com

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Question by thysane: Will financial aid award me any money even though I had a previous problem with them?
In the school year of fall 2004 – spring 2005 I was awarded some money from financial aid to cover my community college expenses. Now I am going back to school and I already paid for my classes this semester. In the past I left school during the spring semester which cause me to have a debt with the school and financial aid as well. Everything is paid off now, but my question is: if I do apply for financial aid this year, will they give me any money?
It was not a student loan. It was money awarded to me that I never have to pay back. I think I said it before, I allready payed for my classes but money is tight and I am wondering if I can apply for this grant again to help me cover books and such.

Best answer:

Answer by stein_football
What type of aid did you get because they may not be mad at you if you had deferred payments until graduation. But The Department of Ed does not hold grudges as long as they get their money back. So you should be fine.

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Question by jacx: Is the credit crunch a blessing in diguise?And what are your tips on saving money?
Ive found out the hard way, it soon catches up on you and budgeting really does do me the world of good.I now turn off lights, water or radiators when not in use.I dont buy things on credit unless i really need them and can pay it back quickly.

Best answer:

Answer by robert43041
Good reasons, good motivation and indeed, the best way to save money.

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Question by Rebecca Nah: How can I get my financial aid money to pay for my textbooks?
I go to the University of Illinois at Chicago and I am a freshman. I got complete coverage for my freshman year through financial aid, but how do I actually get the money?

Best answer:

Answer by Jess19
go to the admissions office of your college and ask for a book voucher. then take the voucher and a copy of your classes to your bookstore and there ya go!
they will ask you how much money you are going to need for you’re books, so i would look at the prices and get a rough estimate, because if you go over, the money left over you wont recieve to use till later. “you” wont get the money in hand, but it will be in your college account for you to use when needed.

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Question by texastailfeathers: How can I pursue action against someone who stole money from me in exchange for “credit repair”?
Nearly a year ago I paid someone to repair my credit. She is licensed. I have a written contract. She has done nothing to help my credit and will not respond to email or telephone inquiries. How can I report her to state licensing agencies (Texas) and the credit bureaus?
This person is not a member of the Better Business Bureau. She works for a mortgage company, but does the “credit repair” independently.
By “independently”, I mean she does not represent any company. This is her “side business”.
She is not representing a COMPANY. She is not a member of BBB. She is a licensed loan officer who does credit repair INDEPENDENTLY as a SIDE BUSINESS. I do have a signed contract with a ONE YEAR GUARANTEE, signed on July 23, 2006.

Best answer:

Answer by wizjp
See what the BBB suggests.

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Question by AMANDA: Can I transfer my financial aid money to a different school?
I applied for financial aid for a school in huntington beach, ca. I recently found out I might move to North Dakota. Is there any way I can transfer the financial aid money to a community college in North Dakota?

Best answer:

Answer by Lawl C
No. You get a separate Financial Aid package from each school you apply to. What one school offers you is what you receive only if you go to their school. Just apply for financial aid at the community college if it comes down to that.

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Ferrisburgh dairy seeks ‘slow money’ to fund organic venture
J.D. and Cheryl DeVos, who operate the Kimball Brook Farm organic dairy in North Ferrisburgh, want to establish their own milk-bottling operation. The couple stand in a Charlotte hayfield Thursday.
Read more on The Burlington Free Press

PRINCETON AREA: Special Olympics to attract visitors and dollars
Local residents can expect to see an influx of about 60,000 visitors and $ 50 million in tourism revenue in three years when the Special Olympics brings the USA National Games to the area.
Read more on The Princeton Packet

Finance officer: stimulus money should save Leeds schools from proration
Leeds — Given revenue shortfalls in the state’s education budget, Gov. Robert Bentley last week declared 3 percent proration in the fiscal year 2011 Education Trust Fund.
Read more on St. Clair News-Aegis

Haryana to fill up its share of BBMB posts
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Read more on New Kerala

How Buffett makes money even on bad bets
When Warren Buffett gets the markets wrong — as in the case of insuring against junk bond defaults and owning GE — he often still makes money because he gets the right price.
Read more on CNN Money

Henry Schein MicroMD® EMR Version 7.5 Receives ONC-ATCB 2011/2012 Complete EHR Certification to Help Health Care …
Henry Schein MicroMD®, a provider of proven and cost-effective practice management and electronic medical records systems, announced today that its MicroMD EMR Version 7.5 achieved ONC-ATCB 2011/2012 Complete EHR Certification, and can help health care providers using Electronic Health Record technology meet the requirements needed to receive financial incentives earmarked under President Obama …
Read more on PR Newswire via Yahoo! Finance